Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Pivronix ("Company," "we," "us," or "our"), a company registered in the United Kingdom under Company Registration Number 99261562, with our registered office at Studio 51 Gray Canyon, Elizabethview, ST3 5SH, United Kingdom.

By accessing or using our website pivronix.com (the "Site") and any associated services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not use our Site or services.

2. Description of Services

Pivronix provides independent financial analysis, reviews, ratings, and educational content related to deposit investment programs and platforms. Our services include:

• Platform ratings and rankings based on our proprietary evaluation methodology
• Detailed reviews of deposit investment programs
• Educational articles and blog content about investment strategies and risk management
• Market analysis and industry insights
• Newsletter subscriptions and email updates
• Contact and inquiry services

All content and services are provided for informational and educational purposes only.

3. Eligibility and User Responsibilities

3.1 Age Requirement

You must be at least 18 years of age to use our Site and services. By using the Site, you represent and warrant that you are of legal age to form a binding contract with Pivronix.

3.2 Account Registration

Some features of our Site may require you to register for an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Notify us immediately of any unauthorized access or security breach
• Accept responsibility for all activities that occur under your account

3.3 Prohibited Uses

You agree not to use our Site or services for any unlawful purpose or in any way that:

• Violates any applicable local, national, or international law or regulation
• Infringes upon or violates our intellectual property rights or the rights of others
• Harasses, abuses, insults, harms, defames, slanders, disparages, intimidates, or discriminates
• Submits false or misleading information
• Uploads viruses or malicious code
• Collects or tracks personal information of others without consent
• Spams, phishes, or engages in any automated use of the system
• Attempts to impersonate another user or person
• Interferes with or circumvents security features of the Site
• Engages in any automated use of the system without express written permission

4. No Financial Advice Disclaimer

You expressly acknowledge and agree that:

• We are not financial advisors, investment advisors, or licensed professionals
• Our reviews, ratings, and content do not constitute recommendations to invest
• All investment decisions are made solely at your own discretion and risk
• You should consult with qualified financial professionals before making any investment decisions
• Past performance information provided is not indicative of future results
• We are not responsible for any investment losses you may incur
• Our ratings and reviews represent opinions based on available information at the time of publication

5. Investment Risk Warning

All investments carry risk, including the potential loss of principal. Before investing in any deposit program or platform reviewed on our Site, you should:

• Conduct your own thorough due diligence and research
• Verify all information independently
• Understand that higher returns typically involve higher risk
• Only invest money you can afford to lose
• Review regulatory status and compliance of any platform
• Read all terms, conditions, and disclosure documents carefully
• Consult with qualified financial, legal, and tax professionals
• Understand that no investment is guaranteed or risk-free

6. Content Accuracy and Updates

6.1 Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding:

• The completeness, accuracy, reliability, or currentness of any content
• The continued availability or operation of reviewed platforms
• The accuracy of ratings, reviews, or performance data
• The availability of specific investment opportunities

6.2 Content Updates

Investment platforms and market conditions change frequently. While we regularly update our reviews and ratings, there may be delays between changes and our updates. We are not obligated to update content and accept no liability for outdated information.

6.3 Third-Party Information

Some information on our Site is provided by third parties or is based on publicly available information. We are not responsible for the accuracy, completeness, or reliability of third-party information.

7. Intellectual Property Rights

7.1 Our Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, software, design elements, and ratings methodology, is the property of Pivronix or our licensors and is protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of the Site or its contents
• Collection and use of product listings, descriptions, or prices
• Derivative use of the Site or its contents
• Downloading or copying of account information for the benefit of third parties
• Use of data mining, robots, or similar data gathering tools

7.3 Trademarks

The Pivronix name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Pivronix. You must not use such marks without our prior written permission.

7.4 User-Generated Content

If you submit comments, feedback, reviews, or other content to our Site, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

8. Third-Party Links and Resources

Our Site contains links to third-party websites and resources, including investment platforms we review. These links are provided for your convenience only.

We do not:

• Control, endorse, sponsor, recommend, or approve third-party sites
• Make representations or warranties regarding third-party content or services
• Accept responsibility for the availability, accuracy, or content of third-party sites
• Accept liability for any loss or damage from your use of third-party sites
• Have any affiliation with third-party platforms unless explicitly stated

You access third-party links at your own risk and subject to those sites' terms and conditions.

9. Affiliate Relationships and Disclosure

Pivronix maintains independence in our reviews and ratings. However, we may participate in affiliate programs where we receive commissions for referrals to certain platforms. Any such relationships will be clearly disclosed.

You acknowledge that:

• Affiliate relationships do not influence our ratings or review content
• We may earn commissions from platforms we review
• Our primary obligation is to provide honest, accurate analysis
• Affiliate disclosures will be clearly marked where applicable

10. Limitation of Liability

Specifically, we are not liable for:

• Investment losses resulting from decisions based on our content
• Errors, inaccuracies, or omissions in content
• Unauthorized access to or alteration of your transmissions or data
• Statements or conduct of third parties on the Site
• Platform failures, regulatory actions, or fraud by reviewed platforms
• Service interruptions or technical problems
• Any other matter relating to the Site or services

Our total liability to you for any claims arising from your use of the Site shall not exceed £100 (one hundred pounds sterling) or the amount you paid us in the past 12 months, whichever is greater.

11. Indemnification

You agree to defend, indemnify, and hold harmless Pivronix, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your violation of these Terms
• Your violation of any rights of another party
• Your use of the Site or services
• Your investment decisions
• Any content you submit to the Site

12. Disclaimer of Warranties

THE SITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, reliability, or correctness of content
• Uninterrupted or error-free operation
• Freedom from viruses or harmful components

13. Termination

13.1 Termination by You

You may stop using the Site at any time. If you have registered for an account, you may request account deletion by contacting us.

13.2 Termination by Us

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will cease immediately.

13.3 Effect of Termination

All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

You agree that any legal action or proceeding arising from or relating to these Terms or your use of the Site shall be brought exclusively in the courts of England and Wales, and you consent to the personal jurisdiction of such courts.

15. Dispute Resolution

15.1 Informal Resolution

If you have any dispute with us, you agree to first contact us at [email protected] and attempt to resolve the dispute informally for at least 30 days before initiating formal proceedings.

15.2 Formal Proceedings

If informal resolution is unsuccessful, disputes shall be resolved through the courts of England and Wales as specified in Section 14.

16. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on this page with a new "Last Updated" date
• Sending email notification to registered users (for significant changes)
• Displaying a prominent notice on our Site

Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. If you do not agree to the new Terms, you must stop using the Site.

17. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

18. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by an authorized representative of Pivronix.

19. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and Pivronix regarding your use of the Site and supersede all prior agreements and understandings.

20. Contact Information

If you have any questions about these Terms, please contact us:

Pivronix
Studio 51 Gray Canyon
Elizabethview, ST3 5SH
United Kingdom

Email: [email protected]
Phone: +44 0040 676 787
Company Registration Number: 99261562